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CapitalOne 360 Savings Account at .75%

A personal finance choice that has been lost on many is maximizing the interest rate on your savings account rather than locking money up in CD’s or bonds.  ING Direct was bought by Capital One, which has created a very high quality entity that pays one of the highest interest rates on the savings account.  According to, one year CD’s are averaging .70% with a maximum of 1.1% at the less favorable banking entities.  Why lock up money for a year when you get the flexibility of a liquid savings account at .75% with the bonus offers below:


There is no downside that I can see.  You can easily link your savings account to any external checking account.  I have been using the system for over 5 years and have been very happy with the convenience.

Posted in Personal Finance.

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